Effective Date: 04/03/2026

JM Solutions Consulting LLC DBA JM Healthcare Solutions ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information.

Information We Collect

We may collect the following types of information:

Personal identification information (name, email address, phone number, mailing address) Student records and educational information Apprenticeship applications and workforce funding records Payment and billing information Website usage data through cookies and analytics

How We Use Your Information

We use your information to:

Provide educational programs, consulting services, and notary services Process enrollment, payments, and course materials Communicate about programs, updates, and appointments Comply with legal and regulatory requirements, including FERPA and workforce program disclosures Improve our website and services

Information Sharing

We do not sell your personal information. We may share your information with:

Payment processors (such as Stripe) to process transactions Workforce agencies and funding organizations as required for ETPL and apprenticeship programs Educational partners, including AAPC, for course delivery and credentialing Service providers who assist with website hosting, email marketing, and business operations Legal authorities when required by law

Cookies and Tracking

Our website uses cookies to improve user experience and track website analytics. You may disable cookies in your browser settings, though some website features may not function properly.

Email and SMS Marketing

By providing your contact information, you may receive marketing communications from us. You can opt out at any time by clicking "unsubscribe" in emails or replying "STOP" to text messages.

Data Security

We use industry-standard security measures to protect your information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

Access and review your personal information Request corrections to your information Opt out of marketing communications Request deletion of your information, subject to legal and regulatory requirements

Effective Date: 03/04/2026

Welcome to JM Solutions Consulting LLC DBA JM Healthcare Solutions. By accessing or using our website and services, you agree to these Terms & Conditions.

Use of Website Content

All content on this website, including text, images, logos, course materials, and intellectual property, is owned by JM Healthcare Solutions or our licensors. You may not reproduce, distribute, or use our content without written permission.

Course Registration and Enrollment

By enrolling in our programs, you agree to:

Provide accurate registration information Complete payment according to the agreed schedule Follow program attendance and academic progress requirements Abide by student conduct policies

Payment Terms

Tuition and fees are due according to the payment plan selected at enrollment Payment plans, including Klarna and Afterpay options, are subject to approval Enrollment commitments, deposits, and digital materials are non-refundable once access is provided Late payments may result in suspension of course access

Disclaimer

The information on this website is provided for general informational purposes. While we strive for accuracy, we reserve the right to update program details, pricing, and policies at any time. We are not responsible for typographical errors or outdated information.

Limitation of Liability

JM Healthcare Solutions is not liable for:

Delays or interruptions in service delivery Third-party platform outages (including AAPC, Zoom, or payment processors) Student exam results or employment outcomes Decisions made by credentialing or licensing organizations

Intellectual Property

All course materials, including lectures, workbooks, and assignments, are proprietary. Students may use materials for personal educational purposes only and may not share, reproduce, or distribute them.

Governing Law

These Terms & Conditions are governed by the laws of the State of Indiana. Any disputes shall be resolved in the courts of Indiana.

Changes to Terms

We reserve the right to update these Terms & Conditions at any time. Continued use of our website and services constitutes acceptance of revised terms.

JM Solutions Consulting LLC DBA JM Healthcare Solutions is committed to making our website accessible to all users, including individuals with disabilities. We strive to follow recognized accessibility standards and provide equal access to information, services, and online forms.

Our Commitment

We are dedicated to:

Ensuring readable fonts and clear navigation Providing keyboard navigation compatibility Including alt text for images Maintaining mobile-friendly responsive design Offering accessible forms and contact methods

Accommodations

We provide reasonable accommodations for individuals with disabilities in all our programs and services. Accommodations may include:

Extended time for assignments and exams Alternative formats for course materials Assistive technology support Flexible attendance options

Ongoing Improvement

We continually review and improve our website accessibility. Your feedback helps us identify areas for enhancement.

JM Solutions Consulting LLC DBA JM Healthcare Solutions does not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected status.

We are committed to equal opportunity in training, apprenticeship, employment, and services.

All individuals are welcome to participate in our programs and receive services without discrimination. We comply with all federal and state equal opportunity regulations, including those governing Registered Apprenticeship programs.